1st Phase Mortgage believes that communication and customer service are not luxuries when it comes to mortgage offices. Some of our competitive advantages include: we are available 24/7 to help clients, we are extremely knowledgeable and can walk you through each step of an otherwise complicated process, we have resources and tools available, we work to find the best option to benefit our clients, and will educate you on the options available, we can offer VA loans if applicable, we stay in constant communication from initial contact to closing, we are great at problem solving and our past clients will tell you the same.